Personal Savings Accounts & Savings Clubs

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Competitive Interest Rate

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Online Banking

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Children Smart Saver Available

Statement Savings

A savings account that is easy to access and helps your money grow. 

Earn 0.30% APY*

*Annual Percentage Yield. Rate is variable and may change after the account is opened. Rate is current as of 10/24/25 and is subject to change. $100.00 minimum deposit required to open account. Daily balance is the amount of the principal in the account each day. There is a $2.00 monthly service charge if daily balance requirement of $100.00 is not maintained. Interest is compounded and credited semi-annually. No minimum balance is required to open account for customers age 18 or younger. Fees could reduce earnings.


Club Accounts

Whether saving money for that well-deserved Vacation, for the Christmas you are dreaming of, or Property Taxes; Elderton State Bank has a solution for you. Open a Club Account today!

  • Vacation Club (payout in May)
  • Christmas Club (payout in October)
  • Property Tax Club (payout in August)

Make deposits in any amount, as often as you like, or have a pre-determined amount automatically deducted from your Elderton State Bank Checking Account.

Earn 1.00% APY**

**Annual Percentage Yield. Rate is variable and may change after the account is opened. Rate is current as of 4/28/26 and is subject to change. $100.00 minimum deposit to open account. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded annually. Interest will be credited annually in the month listed below with the corresponding club account.*** If the account is closed before interest is credited, the interest accrued will not be received. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Fees could reduce earnings.
***Vacation Club pays in May, Christmas Club pays in October, and Property Tax Club pays in August.