Certificates of Deposit Last Updated: February 17, 2026

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
8 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 2,500.00 $ 2,500.00c



$2,500.00-2,000,000.00

3.93%

4.00%

3 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

2.86% 2.90%

$10,000.00-49,999.99

2.96% 3.00%

$50,000.00-2,000,000.00

3.06% 3.10%
6 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

3.49% 3.55%

$10,000.00-49,999.99

3.59% 3.65%

$50,000.00-2,000,000.00

3.69% 3.75%
12 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

3.35% 3.40%

$10,000.00-49,999.99

3.445% 3.50%

$50,000.00-2,000,000.00

3.54% 3.60%
24 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

3.11% 3.15%

$10,000.00-49,999.99

3.20% 3.25%

$50,000.00-2,000,000.00

3.30% 3.35%
36 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

2.86% 2.90%

$10,000.00-49,999.99

2.96% 3.00%

$50,000.00-2,000,000.00

3.06% 3.10%
48 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

2.86% 2.90%

$10,000.00-49,999.99

2.96% 3.00%

$50,000.00-2,000,000.00

3.06% 3.10%
60 Months – Tier accounta
Daily Balances of:
$ 1,000.00 $ 1,000.00c

up to $9,999.99

2.86% 2.90%

$10,000.00-49,999.99

2.96% 3.00%

$50,000.00-2,000,000.00

3.06% 3.10%
Member FDIC logoa) A penalty will be imposed for early withdrawal.
c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account. Rate may be different at time of renewal.

 


 

Individual Retirement Accounts Last Updated: February 17, 2026

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
8 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$2,500.00
$2,500.00c


$2,500.00-2,000,000.00



3.93% 4.00%
IRA - 3 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



2.86% 2.90%

$10,000.00-49,999.99



2.96% 3.00%

$50,000.00-2,000,000.00



3.06% 3.10%
IRA - 6 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



3.49% 3.55%

$10,000.00-49,999.99



3.59% 3.65%

$50,000.00-2,000,000.00



3.69% 3.75%
IRA - 12 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



3.35% 3.40%

$10,000.00-49,999.99


3.445% 3.50%

$50,000.00-2,000,000.00



3.54% 3.60%
IRA - 24 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



3.11% 3.15%

$10,000.00-49,999.99



3.20% 3.25%

$50,000.00-2,000,000.00



3.30% 3.35%
IRA - 36 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



2.86% 2.90%

$10,000.00-49,999.99



3.96% 3.00%

$50,000.00-2,000,000.00



3.06% 3.10%
IRA - 48 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



2.86% 2.90%

$10,000.00-49,999.99



2.96% 3.00%

$50,000.00-2,000,000.00



3.06% 3.10%
IRA - 60 Months – Tier accounta
Daily Balances of:
$1,000.00
$1,000.00c


up to $9,999.99



2.86% 2.90%

$10,000.00-49,999.99



2.96% 3.00%

$50,000.00-2,000,000.00



3.06% 3.10%
Member FDIC logoa) A penalty will be imposed for early withdrawal.
c) Daily Balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account. Rate may be different at time of renewal.