Certificates of Deposit Last Updated: April 11, 2024

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 5,000.00$ 5,000.00c

$5,000.00-2,000,000.00

4.84% 4.95%
16 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 2,500.00$ 2,500.00c

$2,500.00 to $9,999.99

4.51% 4.60%

$10,000.00-49,999.99

4.60% 4.70%

$50,000.00-2,000,000.00

4.70% 4.80%
3 Months to less than 6 Month Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

1.59%1.60%

$10,000.00-49,999.99

1.69%1.70%

$50,000.00-2,000,000.00

1.79%1.80%
6 Months to less than 12 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

1.69% 1.70%

$10,000.00-49,999.99

1.79% 1.80%

$50,000.00-2,000,000.00

1.88% 1.90%
12 Months to less than 24 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

1.74% 1.75%

$10,000.00-49,999.99

1.83% 1.85%

$50,000.00-2,000,000.00

1.93% 1.95%
24 Months to less than 36 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

1.83% 1.85%

$10,000.00-49,999.99

1.93% 1.95%

$50,000.00-2,000,000.00

2.03% 2.05%
36 Months to less than 48 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

1.93% 1.95%

$10,000.00-49,999.99

2.03% 2.05%

$50,000.00-2,000,000.00

2.13% 2.15%
48 Months to less than 60 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

2.03% 2.05%

$10,000.00-49,999.99

2.13% 2.15%

$50,000.00-2,000,000.00

2.23% 2.25%
60 Months and Over Certificate – Tier accounta
Daily Balances of:
$ 1,000.00$ 1,000.00c

up to $9,999.99

3.74% 3.80%

$10,000.00-49,999.99

3.83% 3.90%

$50,000.00-2,000,000.00

3.93% 4.00%
Minimum Opening Deposit
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 5,000.00

$5,000.00-2,000,000.00

16 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 2,500.00

$2,500.00 to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

3 Months to less than 6 Month Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

6 Months to less than 12 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

12 Months to less than 24 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

24 Months to less than 36 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

36 Months to less than 48 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

48 Months to less than 60 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

60 Months and Over Certificate – Tier accounta
Daily Balances of:
$ 1,000.00

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

Minimum Balance to Obtain Annual Percentage Yield
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 5,000.00c

$5,000.00-2,000,000.00

16 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 2,500.00c

$2,500.00 to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

3 Months to less than 6 Month Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

6 Months to less than 12 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

12 Months to less than 24 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

24 Months to less than 36 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

36 Months to less than 48 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

48 Months to less than 60 Months Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

60 Months and Over Certificate – Tier accounta
Daily Balances of:
$ 1,000.00c

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

Interest Rate
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:

$5,000.00-2,000,000.00

4.84%
16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

$2,500.00 to $9,999.99

4.51%

$10,000.00-49,999.99

4.60%

$50,000.00-2,000,000.00

4.70%
3 Months to less than 6 Month Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.59%

$10,000.00-49,999.99

1.69%

$50,000.00-2,000,000.00

1.79%
6 Months to less than 12 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.69%

$10,000.00-49,999.99

1.79%

$50,000.00-2,000,000.00

1.88%
12 Months to less than 24 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.74%

$10,000.00-49,999.99

1.83%

$50,000.00-2,000,000.00

1.93%
24 Months to less than 36 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.83%

$10,000.00-49,999.99

1.93%

$50,000.00-2,000,000.00

2.03%
36 Months to less than 48 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.93%

$10,000.00-49,999.99

2.03%

$50,000.00-2,000,000.00

2.13%
48 Months to less than 60 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

2.03%

$10,000.00-49,999.99

2.13%

$50,000.00-2,000,000.00

2.23%
60 Months and Over Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

3.74%

$10,000.00-49,999.99

3.83%

$50,000.00-2,000,000.00

3.93%
Annual Percentage Yield
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:

$5,000.00-2,000,000.00

4.95%
16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

$2,500.00 to $9,999.99

4.60%

$10,000.00-49,999.99

4.70%

$50,000.00-2,000,000.00

4.80%
3 Months to less than 6 Month Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.60%

$10,000.00-49,999.99

1.70%

$50,000.00-2,000,000.00

1.80%
6 Months to less than 12 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.70%

$10,000.00-49,999.99

1.80%

$50,000.00-2,000,000.00

1.90%
12 Months to less than 24 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.75%

$10,000.00-49,999.99

1.85%

$50,000.00-2,000,000.00

1.95%
24 Months to less than 36 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.85%

$10,000.00-49,999.99

1.95%

$50,000.00-2,000,000.00

2.05%
36 Months to less than 48 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

1.95%

$10,000.00-49,999.99

2.05%

$50,000.00-2,000,000.00

2.15%
48 Months to less than 60 Months Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

2.05%

$10,000.00-49,999.99

2.15%

$50,000.00-2,000,000.00

2.25%
60 Months and Over Certificate – Tier accounta
Daily Balances of:

up to $9,999.99

3.80%

$10,000.00-49,999.99

3.90%

$50,000.00-2,000,000.00

4.00%
Member FDIC logoa) A penalty will be imposed for early withdrawal.
c) Daily balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.

 


 

Individual Retirement Accounts Last Updated: April 11, 2024

Account Product NameMinimum Opening DepositMinimum Balance to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 5,000.00$ 5,000.00c

$5,000.00-2,000,000.00

4.84% 4.95%
16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

up to $9,999.99

4.51% 4.60%

$10,000.00-49,999.99

4.60% 4.70%

$50,000.00-2,000,000.00

4.70% 4.80%
IRA - 3 Months to less than 6 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.59% 1.60%

$10,000.00-49,999.99

1.69% 1.70%

$50,000.00-2,000,000.00

1.79% 1.80%
IRA - 6 Months to less than 12 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.69% 1.70%

$10,000.00-49,999.99

1.70% 1.80%

$50,000.00-2,000,000.00

1.88% 1.90%
IRA - 12 Months to less than 24 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.74% 1.75%

$10,000.00-49,999.99

1.83% 1.85%

$50,000.00-2,000,000.00

1.93% 1.95%
IRA - 24 Months to less than 36 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.83% 1.85%

$10,000.00-49,999.99

1.93% 1.95%

$50,000.00-2,000,000.00

2.03% 2.05%
IRA - 36 Months to less than 48 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.93% 1.95%

$10,000.00-49,999.99

2.03% 2.05%

$50,000.00-2,000,000.00

2.13% 2.15%
IRA - 48 Months to less than 60 Months – Tier accounta
Daily Balances of:

up to $9,999.99

2.03% 2.05%

$10,000.00-49,999.99

2.13% 2.15%

$50,000.00-2,000,000.00

2.23% 2.25%
IRA - 60 Months and Over – Tier accounta
Daily Balances of:

up to $9,999.99

3.74% 3.80%

$10,000.00-49,999.99

3.83% 3.90%

$50,000.00-2,000,000.00

3.93% 4.00%
Minimum Opening Deposit
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 5,000.00

$5,000.00-2,000,000.00

16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 3 Months to less than 6 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 6 Months to less than 12 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 12 Months to less than 24 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 24 Months to less than 36 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 36 Months to less than 48 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 48 Months to less than 60 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 60 Months and Over – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

Minimum Balance to Obtain Annual Percentage Yield
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$ 5,000.00c

$5,000.00-2,000,000.00

16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 3 Months to less than 6 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 6 Months to less than 12 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 12 Months to less than 24 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 24 Months to less than 36 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 36 Months to less than 48 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 48 Months to less than 60 Months – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

IRA - 60 Months and Over – Tier accounta
Daily Balances of:

up to $9,999.99

$10,000.00-49,999.99

$50,000.00-2,000,000.00

Interest Rate
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:

$5,000.00-2,000,000.00

4.84%
16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

up to $9,999.99

4.51%

$10,000.00-49,999.99

4.60%

$50,000.00-2,000,000.00

4.70%
IRA - 3 Months to less than 6 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.59%

$10,000.00-49,999.99

1.69%

$50,000.00-2,000,000.00

1.79%
IRA - 6 Months to less than 12 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.69%

$10,000.00-49,999.99

1.70%

$50,000.00-2,000,000.00

1.88%
IRA - 12 Months to less than 24 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.74%

$10,000.00-49,999.99

1.83%

$50,000.00-2,000,000.00

1.93%
IRA - 24 Months to less than 36 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.83%

$10,000.00-49,999.99

1.93%

$50,000.00-2,000,000.00

2.03%
IRA - 36 Months to less than 48 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.93%

$10,000.00-49,999.99

2.03%

$50,000.00-2,000,000.00

2.13%
IRA - 48 Months to less than 60 Months – Tier accounta
Daily Balances of:

up to $9,999.99

2.03%

$10,000.00-49,999.99

2.13%

$50,000.00-2,000,000.00

2.23%
IRA - 60 Months and Over – Tier accounta
Daily Balances of:

up to $9,999.99

3.74%

$10,000.00-49,999.99

3.83%

$50,000.00-2,000,000.00

3.93%
Annual Percentage Yield
11 MONTH CERTIFICATE SPECIALa
Daily Balances of:

$5,000.00-2,000,000.00

4.95%
16 MONTH CERTIFICATE SPECIALa
Daily Balances of:

up to $9,999.99

4.60%

$10,000.00-49,999.99

4.70%

$50,000.00-2,000,000.00

4.80%
IRA - 3 Months to less than 6 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.60%

$10,000.00-49,999.99

1.70%

$50,000.00-2,000,000.00

1.80%
IRA - 6 Months to less than 12 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.70%

$10,000.00-49,999.99

1.80%

$50,000.00-2,000,000.00

1.90%
IRA - 12 Months to less than 24 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.75%

$10,000.00-49,999.99

1.85%

$50,000.00-2,000,000.00

1.95%
IRA - 24 Months to less than 36 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.85%

$10,000.00-49,999.99

1.95%

$50,000.00-2,000,000.00

2.05%
IRA - 36 Months to less than 48 Months – Tier accounta
Daily Balances of:

up to $9,999.99

1.95%

$10,000.00-49,999.99

2.05%

$50,000.00-2,000,000.00

2.15%
IRA - 48 Months to less than 60 Months – Tier accounta
Daily Balances of:

up to $9,999.99

2.05%

$10,000.00-49,999.99

2.15%

$50,000.00-2,000,000.00

2.25%
IRA - 60 Months and Over – Tier accounta
Daily Balances of:

up to $9,999.99

3.80%

$10,000.00-49,999.99

3.90%

$50,000.00-2,000,000.00

4.00%
Member FDIC logoa) A penalty will be imposed for early withdrawal.
c) Daily Balance. The amount of the principal in the account each day.
Fees could reduce the earnings on the account.