E-Checking
Enjoy the convenience of banking with no minimum balance requirements.
- No minimum balance requirement
- Free eStatements
- Visa® Debit Card*
- Free Online Banking
- Check your account balances
- Transfer funds between your accounts at ESB or another institution
- Make loan payments
- Pay bills online with Bill Pay
- Mobile Banking
- $20.00 minimum deposit to open
- Sign up for eStatements to avoid a $4.00 monthly service charge
- Unlimited check writing and teller transactions**
* Subject to approval.
** Subject to available account balance.
Privilege Pak
For customers who know a good value. Our Privilege Pak Checking account gives you access to all the benefits of our Basic Checking account plus valuable savings benefits such as:
- No minimum balance required
- Free personalized checks (1 box per year)
- IRA special interest rate benefits
- No ATM fees with Freedom Alliance ATMs
- No fee cashier’s checks and money orders
- Everyday Rebate Rewards*
- Everywhere Cash SavingsSM**
- Discount Gift Cards**
- Hotel Savings Network Discounts**
- Plus many additional benefits!
This is a membership account. The Standard Plan membership is $7.00 per month; or you may choose the Family Plan membership for $9.00 per month. It is our Privilege to offer our customers good value and great savings benefits!
* Limitations apply.
** Additional registration required.
Basic
For customers that like basic things. Our basic checking account gives you access to:
Free Online Banking
Check your account balances
Transfer funds between your accounts at ESB or another institution
Make loan payments
Pay bills online with Bill Pay
Visa® Debit Cards*
Free eStatements***
Unlimited check writing**
Unlimited teller transactions
Simply maintain a $100.00 minimum balance in your account at all times and we will waive the monthly service charge on your account. If your balance should fall below the minimum balance requirement, a $4.00 monthly service charge will apply. Basic has never been so good!
* Subject to credit approval.
** Subject to available account balance.
*** $2.00 paper statement fee
Over 60
For customers that are age 60 or over. Choose the Basic Checking account and enjoy all the basic benefits with no minimum balance requirement or choose the Privilege Pak Checking account and enjoy the many additional benefits for half-off the monthly membership. Simply choose the account that’s right for you!
Student
For customers who are attending a school of higher education. Enjoy all the benefits of the Basic Checking account with no minimum balance requirement. Upon attainment of age 23, your account will automatically convert to the Basic Checking account and the $100.00 minimum balance will apply. Simple and basic!
Interest
Checking accounts with earning power! Enjoy the freedom of unlimited check writing* while still earning interest on your money. With two options to choose from, you also have access to our Free Online Banking and Bill Pay along with Estatements.
* Subject to available balance in account.
| Interest Checking Options | Interest Rate (a). | Annual Percentage Yield (APY) (a). | Minimum Balance to Open Account & Obtain APY | Daily Balance (b). | Monthly Service Charge if Daily Balance falls below required minimum |
|---|---|---|---|---|---|
| (a). Rates are variable and may change after account opening. Fees may reduce earnings. Interest rates and annual percentage yields are current as of today’s date and are subject to change. Minimum balance to earn APY is based on minimum daily balance requirement. | |||||
| (b). Daily balance. The amount of principal in the account each day. | |||||
| (b). Daily balance. The amount of principal in the account each day. | |||||
| NOW Account | 0.25% | 0.25% | $1,000.00 | $1,000.00 + | $5.00 |
| Super NOW Account | 0.40% | 0.40% | $2,500.00 | $2,500.00 + | $8.00 |
Switch Kit
Moving your accounts to Elderton State Bank is smooth and easy with our Switch Kit.
