Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
In observance of Presidents’ Day, all Elderton State Bank branches will be closed Monday, February 16, 2026. Normal banking hours will resume Tuesday, February 17, 2026.
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of: | $ 2,500.00 | $ 2,500.00c | ||
$2,500.00-2,000,000.00 | 3.64% | 3.70% | ||
| 3 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% | ||
| 6 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 3.49% | 3.55% | ||
$10,000.00-49,999.99 | 3.59% | 3.65% | ||
$50,000.00-2,000,000.00 | 3.69% | 3.75% | ||
| 12 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 3.35% | 3.40% | ||
$10,000.00-49,999.99 | 3.445% | 3.50% | ||
$50,000.00-2,000,000.00 | 3.54% | 3.60% | ||
| 24 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 3.11% | 3.15% | ||
$10,000.00-49,999.99 | 3.20% | 3.25% | ||
$50,000.00-2,000,000.00 | 3.30% | 3.35% | ||
| 36 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% | ||
| 48 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% | ||
| 60 Months – Tier accounta Daily Balances of: | $ 1,000.00 | $ 1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% |
| Minimum Opening Deposit |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of:$ 2,500.00 |
$2,500.00-2,000,000.00 |
| 3 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 6 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 12 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 24 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 36 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 48 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 60 Months – Tier accounta Daily Balances of:$ 1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| Minimum Balance to Obtain Annual Percentage Yield |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of:$ 2,500.00c |
$2,500.00-2,000,000.00 |
| 3 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 6 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 12 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 24 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 36 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 48 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| 60 Months – Tier accounta Daily Balances of:$ 1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| Interest Rate |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of: |
$2,500.00-2,000,000.00 3.64% |
| 3 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| 6 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.49% |
$10,000.00-49,999.99 3.59% |
$50,000.00-2,000,000.00 3.69% |
| 12 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.35% |
$10,000.00-49,999.99 3.445% |
$50,000.00-2,000,000.00 3.54% |
| 24 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.11% |
$10,000.00-49,999.99 3.20% |
$50,000.00-2,000,000.00 3.30% |
| 36 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| 48 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| 60 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| Annual Percentage Yield |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of: |
$2,500.00-2,000,000.00 3.70% |
| 3 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
| 6 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.55% |
$10,000.00-49,999.99 3.65% |
$50,000.00-2,000,000.00 3.75% |
| 12 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.40% |
$10,000.00-49,999.99 3.50% |
$50,000.00-2,000,000.00 3.60% |
| 24 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.15% |
$10,000.00-49,999.99 3.25% |
$50,000.00-2,000,000.00 3.35% |
| 36 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
| 48 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
| 60 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
a) A penalty will be imposed for early withdrawal.
| Account Product Name | Minimum Opening Deposit | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of: | $2,500.00 | $2,500.00c | ||
$2,500.00-2,000,000.00 | 3.64% | 3.70% | ||
| IRA - 3 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% | ||
| IRA - 6 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 3.49% | 3.55% | ||
$10,000.00-49,999.99 | 3.59% | 3.65% | ||
$50,000.00-2,000,000.00 | 3.69% | 3.75% | ||
| IRA - 12 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 3.35% | 3.40% | ||
$10,000.00-49,999.99 | 3.445% | 3.50% | ||
$50,000.00-2,000,000.00 | 3.54% | 3.60% | ||
| IRA - 24 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 3.11% | 3.15% | ||
$10,000.00-49,999.99 | 3.20% | 3.25% | ||
$50,000.00-2,000,000.00 | 3.30% | 3.35% | ||
| IRA - 36 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 3.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% | ||
| IRA - 48 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% | ||
| IRA - 60 Months – Tier accounta Daily Balances of: | $1,000.00 | $1,000.00c | ||
up to $9,999.99 | 2.86% | 2.90% | ||
$10,000.00-49,999.99 | 2.96% | 3.00% | ||
$50,000.00-2,000,000.00 | 3.06% | 3.10% |
| Minimum Opening Deposit |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of:$2,500.00 |
$2,500.00-2,000,000.00 |
| IRA - 3 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 6 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 12 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 24 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 36 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 48 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 60 Months – Tier accounta Daily Balances of:$1,000.00 |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| Minimum Balance to Obtain Annual Percentage Yield |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of:$2,500.00c |
$2,500.00-2,000,000.00 |
| IRA - 3 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 6 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 12 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 24 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 36 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 48 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| IRA - 60 Months – Tier accounta Daily Balances of:$1,000.00c |
up to $9,999.99 |
$10,000.00-49,999.99 |
$50,000.00-2,000,000.00 |
| Interest Rate |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of: |
$2,500.00-2,000,000.00 3.64% |
| IRA - 3 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| IRA - 6 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.49% |
$10,000.00-49,999.99 3.59% |
$50,000.00-2,000,000.00 3.69% |
| IRA - 12 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.35% |
$10,000.00-49,999.99 3.445% |
$50,000.00-2,000,000.00 3.54% |
| IRA - 24 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.11% |
$10,000.00-49,999.99 3.20% |
$50,000.00-2,000,000.00 3.30% |
| IRA - 36 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 3.96% |
$50,000.00-2,000,000.00 3.06% |
| IRA - 48 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| IRA - 60 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.86% |
$10,000.00-49,999.99 2.96% |
$50,000.00-2,000,000.00 3.06% |
| Annual Percentage Yield |
|---|
| 11 MONTH CERTIFICATE SPECIALa Daily Balances of: |
$2,500.00-2,000,000.00 3.70% |
| IRA - 3 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
| IRA - 6 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.55% |
$10,000.00-49,999.99 3.65% |
$50,000.00-2,000,000.00 3.75% |
| IRA - 12 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.40% |
$10,000.00-49,999.99 3.50% |
$50,000.00-2,000,000.00 3.60% |
| IRA - 24 Months – Tier accounta Daily Balances of: |
up to $9,999.99 3.15% |
$10,000.00-49,999.99 3.25% |
$50,000.00-2,000,000.00 3.35% |
| IRA - 36 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
| IRA - 48 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
| IRA - 60 Months – Tier accounta Daily Balances of: |
up to $9,999.99 2.90% |
$10,000.00-49,999.99 3.00% |
$50,000.00-2,000,000.00 3.10% |
a) A penalty will be imposed for early withdrawal.