Certificates / IRAs

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of 09/14/2023.

For current rate information call (724) 354-2111.

Certificates of Deposit

Certificates of Deposit

Looking for ways to maximize the interest on your savings? Then check out our CD rates!  Just sit back and watch your money grow!

See our great Certificate of Deposit interest rates below!

RATE CHART – CERTIFICATE OF DEPOSIT
ELDERTON STATE BANK
143 North Main Street
P.O. Box 427
Elderton, PA 15736
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
*Interest is compounded and credited monthly*
Account Product
Name
Minimum Opening
Deposit
Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage
Yield
9 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$2,500.00-499,999.99
$500,000-2,500,000.00
$ 2,500.00 $ 2,500.00 c 4.89%
5.13%
5.00%
5.25%
18 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$2,500.00-2,000,000.00
$ 2,500.00 $ 2,500.00 c 4.75% 4.85%
3 Months to less than 6 Month
Certificate – TIER ACCOUNTS a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 1.59%
1.69%
1.79%
1.60%
1.70%
1.80%
6 Months to less than 12 Months
Certificate – Tier account a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 1.69%
1.79%
1.88%
1.70%
1.80%
1.90%
12 Months to less than 24 Months
Certificate – Tier Account a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 1.74%
1.83%
1.93%
1.75%
1.85%
1.95%
24 Months to less than 36 Months
Certificate – Tier account a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 1.83%
1.93%
2.03%
1.85%
1.95%
2.05%
36 Months to less than 48 Months
Certificate – Tier account a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 1.93%
2.03%
2.13%
1.95%
2.05%
2.15%
48 Months to less than 60 Months
Certificate – Tier account a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 2.03%
2.13%
2.23%
2.05%
2.15%
2.25%
60 Months and Over Certificate – Tier account a
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
$ 1,000.00 $ 1,000.00 c 4.02%
4.12%
4.22%
4.10%
4.20%
4.30%
a) A penalty will be imposed for early withdrawal.
c) Daily balance. The amount of the principal in the account each day.      Member FDIC

Current CD Rates (PDF – new window)

 

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Individual Retirement Accounts

Individual Retirement Accounts

If saving for retirement is your goal, we offer IRAs with the same “special” rates as the CDs. If you are a Privilege Pak checking account customer, your rate is increased. Wow! What a great way to save for the future!

See our great IRA interest rates!

RATE CHART – IRA
ELDERTON STATE BANK
143 North Main Street
P.O. Box 427
Elderton, PA 15736
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.*Interest is compounded and credited monthly*
Account Product
Name
Minimum Opening
Deposit
Minimum Balance to Obtain
Annual Percentage Yield
Interest Rate Annual Percentage
Yield
9 MONTH CERTIFICATE SPECIALa
Daily Balances of:
$2,500.00-499,999.99
$500,000-2,000,000.00
$ 2,500.00 $ 2,500.00 4.89%
5.13%
5.00%
5.25%
18 MONTH IRA SPECIALa
Daily Balances of:
$2,500.00-2,000,000.00
4.75% 4.85%
IRA – 3 months to less than 6 months –
Tier accounta

Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
1.59%
1.69%
1.79%
1.60%
1.70%
1.80%
IRA – 6 months to less than 12 months –
Tier accounta
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
1.69%
1.79%
1.88%
1.70%
1.80%
1.90%
IRA – 12 months to less than 24 months
– Tier accounta
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
1.74%
1.83%
1.93%
1.75%
1.85%
1.95%
IRA – 24 months to less than 36 months
– Tier accounta
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
1.83%
1.93%
2.03%
1.85%
1.95%
2.05%
IRA – 36 months to less than 48 months
– Tier accounta
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
1.93%
2.03%
2.13%
1.95%
2.05%
2.15%
IRA – 48 months to less than 60 months
– Tier accounta
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
2.03%
2.13%
2.23%
2.05%
2.15%
2.25%
IRA – 60 months and over – Tier account
Daily Balances of:
up to $9,999.99
$10,000.00-49,999.99
$50,000.00-2,000,000.00
4.02%
4.12%
4.22%
4.10%
4.20%
4.30%
a) A penalty will be imposed for early withdrawal.
Member FDIC

Current IRA Rates (PDF – new window).

 

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