Basic Checking –
A Basic account, for customers that like Basic things.
A daily balance of $300.00 is required for this account. If balance is not maintained, a $4.00 monthly service charge will apply.  Your Basic Checking can be "no minimum balance required" if you are a Student or are age 55 and over.  Basic has never been so good!

Privilege Pak Checking –
A Top-of-the-Line Checking Account for people who know good value. This is a membership account with NO Minimum Balance! This membership includes the following benefits and more:

• Accidental Death Insurance
• Identity Theft Insurance
• Free Checks (1 box per year)
• IRA Special Rate

Standard Plan - $7.00 per month
Family Plan - $9.00 per month
If you are age 55 or over, your charge is half price.

Temporary Liquidity Guarantee Program

Elderton State Bank has elected to participate in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under that Transaction Account Guarantee Program is in addition to and seperate from the coverage available under the FDIC's general deposit insurance rules.

Since the Bank has not committed to maintain the interest rates of NOW Accounts at or below 0.50%, we do not qualify for coverage under this program.  We are, however, covered under the FDIC's general deposit insurance rules.

Interest Checking –

Checking Accounts with earning power!

NOW Account - A daily balance of $1,000 is required.  A monthly service charge of $5.00 will apply if balance is not maintained.  Current NOW Account APY** - 0.50%

Statement Savings –
What is your Savings Account paying you? Let us help you earn more with your hard earned money! Minimum balance of $100.00 is required or a monthly service charge of $2.00 will apply if the daily balance is not maintained. The service charge is waived for anyone age 18 or under.

Current Statement Savings Account APY** – 1.00%

Club Accounts –
Whether saving money for that well-deserved Vacation, for the Christmas your kids are dreaming of, or those darn Property Taxes that keep rising; Elderton State Bank has a solution for you. Open a Club Account today!

• Vacation Club (pays in May)
• Christmas Club (pays in October)
• Property Tax Club (pays in August)

Make deposits in any amount, as often as you like or have a pre-determined amount automatically deducted from your Elderton State Bank Checking Account.

With terms ranging from 91 days through 60 months, Elderton State Bank always has a Certificate for you. Special Terms and Rates are available to get you the most for your money! We Always have Great Rates!

Traditional IRAs and Roth IRAs are available to help you realize your retirement dreams. Terms ranging from 91 days through 60 months; Specials are available on IRAs too! Our New Accounts Representatives are ready to answer your Retirement questions.

Call for current rates!

*If daily balance of $2,500 is not maintained, the rate will decrease to the current NOW Account rate.

**Annual Percentage Yield

Rates subject to change and are current as of 9/1/10.